A lot of Australians wrestle with financial issues during their lifetime, and this is often considered a standard fluctuation in our finances. But what if you're not able to work out these troubles yourself, but at the same time, you don't want to file for bankruptcy? Debt consolidation loans are a common option that [...]
There's no doubt that financial issues can inflict a lot of anxiety in our lives. Always fretting about how you're going to pay your bills not only makes you apprehensive, but also puts stress on your relationships, your family, and your well-being. The fact is, stressing over money isn't going to fix your financial issues. [...]
Personally, I find there's nothing more discomforting than being cold. Coming from Queensland, I'm used to the heat and it doesn't worry me much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill soars through the cold weather and there's a couple of reasons why. Not only [...]
Declaring bankruptcy definitely isn't the end of the world, but it does have heavy consequences that will have a bearing on your finances in the future. I've found that in many cases, focusing efforts on building a bright future is the best way for folks to manage their bankruptcy and consecutive recovery. To do this, [...]
Most Australian's have only honestly thought about bankruptcy when playing a game of Monopoly with their mates! In spite of this, there are roughly 13,000 individuals that file for bankruptcy each year in Australia. It's astonishing how quickly individuals can go from experiencing a healthy financial position to tackling a mountain of debt. Generally, unfortunate [...]
No one likes to think about bankruptcy, which is easy to understand since bankruptcy will affect your financial condition for several years to come. This may be one of the reasons why a lot of people don't seek financial guidance in times of need, because they are under the general misunderstanding that bankruptcy is the [...]
For the majority of Australian adults, debt is a part of our daily lives. Whether or not you want to further your skills by earning a degree, buy a property for your family, or purchase a vehicle so your family has transport, taking out a loan is very common simply because we don't have enough [...]
Whether we realise it or not, our credit report has a notable impact on our lives. It's sort of like our health; we don't treasure good health until we lose it. Many people don't even know they have a poor credit report until they make an application for a personal line of credit and it's [...]
Most of us have a decent understanding that weddings can be a costly exercise, but do you really know just how much the average wedding costs in Australia? Slightly over $36,000, according to Australia's Money Smart website. And that was in 2012! Nowadays, it's perhaps somewhere around the $50,000 mark. I guess if you have [...]
There's no question that reaching your 30's is a significant milestone for everyone. Even though some of us may have bought a house, started a family, or even begun a new career, this decade of our life has a considerable financial impact for your future years. For most folks, our financial responsibilities have most likely [...]
